Independent, not tied to one carrier
We don't work for a single insurance company. We compare plans across the carriers we represent and will tell you plainly when your current coverage is already the right fit.
About us
About Houston Senior Insurance
Houston Senior Insurance is an independent Texas agency built on one idea: Houston seniors deserve plain answers about their coverage from someone they can reach on the phone, not a call center that changes every time you call.
Our licensed Texas agents work with people turning 65, retirees leaving employer coverage, and anyone who suspects their current plan no longer fits, from Katy and Sugar Land to Kingwood. That includes energy, petrochemical and medical center retirees moving off a group plan. We handle Medicare and final expense coverage, nothing else, so we know both thoroughly.
- Independent Medicare and final expense agency
- Serving Houston, Harris, Fort Bend, Montgomery and Brazoria counties
- Free plan reviews, every year
How we work with you
Local to Greater Houston
We check which doctors and hospitals sit in which networks, from the Texas Medical Center to Memorial Hermann, Houston Methodist and Kelsey-Seybold, plus independent practices out in the suburbs.
No cost, no pressure
Our help doesn't cost you anything. We're paid by the carriers we represent, not by you, and your premium is the same whether you enroll through us or on your own.
What happens during a review
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1
We start with your doctors
Bring the names of the physicians and specialists you want to keep. Losing network access is one of the most common reasons people regret switching plans.
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2
Then your prescriptions
We run your exact medication list, doses included, against the drug formularies offered in your ZIP code.
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3
Then we lay out the numbers
Premium, deductible, copays, and a realistic annual out-of-pocket estimate for each option, both Advantage and Medigap.
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4
You decide, we handle the paperwork
If keeping what you have makes the most sense, that's a fine outcome. We'll still be here for next year's enrollment.
A licensed agent picks up
Call 713-651-3098 weekdays 8:30am to 5:30pm Central. You'll speak with a licensed agent, not a queue. Leave a message after hours and we call you back during business hours.
Who we help
- Seniors turning 65 across Houston and Harris County
- Retirees leaving employer group coverage
- People whose plan changed benefits for the new year
- Families planning ahead for funeral costs
- Caregivers sorting out a parent's coverage
We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Talk with an agency that knows Houston
Free, independent, and no obligation, whether you end up enrolling with us or not.