Independent, never captive
We don't work for one insurance company. We compare plans across several carriers and tell you straight when the coverage you already have beats anything new.
About us
About Houston Senior Insurance
Houston Senior Insurance is a local, independent agency with one goal: give Houston seniors straight answers about their coverage from a real person they can reach by phone, not a script.
We work with people turning 65, retirees leaving an employer plan, and anyone who suspects their current coverage no longer fits their life. We focus on Medicare and final expense coverage and nothing else, so we know both inside and out.
- Independent Medicare agency serving Houston, TX
- Coverage across Harris County and Fort Bend County
- A free plan checkup every single year
How we work with Houston seniors
Built around Harris County
We track which Houston hospital systems sit inside which plan networks, from Houston Methodist and Memorial Hermann to the clinics scattered through the Texas Medical Center.
Free, with no strings attached
Our review costs you nothing. Carriers pay us the same amount no matter which plan you choose, so we have no reason to push you toward one.
Inside a Medicare review with our team
- 1
We start with your doctors
Bring the names of the physicians and specialists you want to keep. Losing network access is the number one reason people regret switching plans in Houston.
- 2
Next, your prescriptions
We check your exact medication list, doses included, against the drug formularies sold in your ZIP code across Harris and Fort Bend counties.
- 3
Then the real numbers, side by side
Premium, deductible, copays, and a realistic annual out-of-pocket estimate for every option, both Medicare Advantage and Medigap.
- 4
You choose, we file the paperwork
Keeping what you already have is a perfectly good outcome. We'll be here again at next year's enrollment either way.
A real person answers the phone
Call (713) 651-3098 weekdays 8:30am to 5:30pm. You'll reach a Houston-based advisor, not a national call center.
Who we help across Greater Houston
- Seniors turning 65 from The Heights to Pearland
- Retirees leaving employer group coverage in the energy sector
- People whose plan benefits changed for the new year
- Families planning ahead for funeral costs
- Caregivers sorting out coverage for a parent in Sugar Land or Missouri City
Talk with a Houston advisor who knows the market
Free, independent, and no pressure, whether you enroll with us or not.